In Canada, many Registered Education Savings Plans include hidden cancellation or surrender penalties in the fine print. Others simply don’t generate any investment interest and lose ground to inflation. We also find that many parents don’t understand how the withdrawal portion works, which is the most important point to these plans.

We are able to help simplify your process and offer transparent and helpful solutions which will benefit your family.  We also ensure that these plans are as flexible as possible to suit your lifestyle.  The past year has reminded us once again of how life can change quickly!

There are also a couple of other ways to help plan for your child’s future which don’t involve the option above which utilize life or sickness insurance..  These options can be taken in addition to an RESP or as an alternative for families with a strong entrepreneurial background.